Insurance policies have been created specifically for those who rent the home they live in, and protect your possessions and any parts of the apartment that you own, such as new kitchen cabinets you install, against various disasters.
A person who owns his or her home would have a different policy from someone who rents. Policies also differ on the amount of insurance coverage provided.
The different types of homeowners policies are fairly standard throughout the country. However, individual states and companies may offer policies that are slightly different or go by other names such as “standard” or “deluxe”.
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All Access Insurance Services, LLC
2216 El Camino Real #209
Oceanside, California 92054
Toll Free (800)-808-2695
State Insurance License # 0D69251